Solutions by homeowner need
Start with the job the tool needs to do.
You do not need to become a mortgage expert. These tools address different parts of the move—and sometimes a plan uses more than one.
Access equity before a near-term sale.Bridge LoanBring sale proceeds over after buying.Mortgage RecastingPlan ahead for access to your equity.HELOC / Home Equity FinancingUse equity across both homes.Cross-Collateral FinancingPlan temporary borrowing on the new home.Purchase-Money HELOC
Find replacement housing before completing the sale.Suitable Housing ProvisionStay temporarily after your sale closes.Use & Occupancy
Understand why the purchase depends on your sale.Home-Sale ContingencyPrepare for a lower appraised value.Appraisal Gap
These tools can help with equity, qualification or the sequence of your move. Start with your obstacle or talk with Tony to connect them to your plan.
I’m getting confused by all these options.