Obstacle 04 · Prepare for the conversation
Build a plan you feel comfortable carrying.
Bring the monthly estimates and the downside scenario. Tony can check the financing and help connect it to your household’s actual comfort level.
- Your monthly costsBoth homes’ housing totals, other debt payments and any temporary financing.
- Your cash cushionCash left after the purchase, the amount you want to preserve and how much monthly overlap you could manage.
- Your sale planExpected sale proceeds after liens and selling costs, sale readiness and a realistic timeline with your agent.
- Your downside and exitA longer sale period, lower proceeds, financing maturity and the mortgage payment you ultimately want.
Approval and comfort need separate answers.
A plan should explain what happens if the sale does not go as expected—not just how to close the next purchase.