Obstacle 04 · Compare the numbers

What would my overlap actually cost?

Start with required monthly housing payments. Use your own estimates, then test a longer overlap. This compares cash needed; it does not determine mortgage approval or total financing cost.

Enter your estimates to see the comparison.

These estimates exclude utilities, maintenance, moving costs, upfront financing fees and deferred or accrued interest. Add those to your full budget. Cash needed over the overlap is not the same as the reserve you must hold.

Could a different structure change these payments?Understand required cash versus interest and costs due later.What should Tony review with me?Connect these estimates to your reserves, sale plan and comfort level.

I’m getting confused by all these options.